Who Is Responsible For Paying Your Parents’ Nursing Home Bills?
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Who Is Responsible For Paying Your Parents’ Nursing Home Bills?

What exactly comes next after assisting your parents with finding a long-term care facility that would meet both their needs and budget?

The next step is to note that those who are in need of this type of care can end up running through all of their cash reserves, especially since the national median cost is $3,750 per month. Additionally, depending on where their children currently reside and which specific documents they sign, there is every possibility that the children themselves could end up being responsible for paying for all of the expenses, including unpaid bills.

Over half of all states in the nation have enacted “filial responsibility” laws, meaning that they require adult children to provide support for impoverished parents to the extent in which they are actually able to do so. This can include paying for the following types of necessities:




*Medical attention

Additionally, there are also some states that permit nursing homes to file action in civil court in order to obtain both cost recovery and/or financial support, and other states can choose to place criminal penalties on adult children who do not support their impoverished parents.

Once Medicaid was created back in 1965, many states did away with filial responsibility laws due to Medicaid being able to step in and help with finances when residents of nursing homes find that they’ve run out of money.

Furthermore, adult children who assist their parents with signing documentation involving residency agreements could also end up finding themselves liable for all eldercare bills. Because of this, it’s important to always take the time to carefully read each and every single contract. Additionally, you should never co-sign anything if you have no intention or are not able to use your own resources to pay for your parents’ care in the event that their money runs out. It’s also worth noting that there is some language on residency agreements that can be extremely confusing, which has led to a few states mandating that nursing homes use a more standard agreement for potential residents and family members to look over.

Some nursing home facilities had also previously required an adult child to co-sign for their parent as a form of admission condition. This made them legally responsible for any and all future bills. Nowadays, this is no longer permitted due to federal regulations that were passed back in October of 2016 that prohibit all nursing homes either requesting or requiring a third party guarantee in terms of payment.

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